Moving In and Closing the Deal
Final Walk-Through Inspection
Before the transaction is finalized, you will conduct a final walk-through of the property — typically the day before or the morning of closing. At this stage, all contingencies in the Purchase Agreement should be satisfied and the seller's belongings fully removed. This is your last opportunity to confirm the property is in the agreed-upon condition before you sign.
Closing Day
When the final inspection is complete and everything is in order, it is time to close. You, the seller, and the closing agent will sign the settlement agreement, which details and certifies all financial transactions involved in the deal. You will sign your loan documents and deposit the remaining balance of your down payment and closing costs into escrow.
Funds can be delivered via:
- Certified bank check in the amount specified in the settlement statement
- Electronic wire transfer to the escrow account
Once all documents are signed and funds are confirmed, the deed will be recorded at the County Recorder's office — and you will officially take ownership of your property.
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Tips For Buying Smart

Don’t Max Out Your Budget
Being approved for a maximum loan amount does not mean you should spend every dollar on the purchase price. Reserve funds for closing costs, property taxes, potential repairs, and remodeling so you are not caught off guard after the keys are in your hand.
Get To Know The Area
Middle Tennessee is a diverse and growing region. Make sure the neighborhood genuinely works for your lifestyle — consider proximity to schools, shopping, commute routes, and community amenities before committing.
Never Skip The Home Inspection
A professional inspection is one of the best investments you can make in the buying process. Inspections surface problems that are not visible to the untrained eye, giving you peace of mind and the information you need to negotiate with confidence.

Get Pre-Approved Before You Shop
A pre-approval letter signals to sellers that you are a serious, qualified buyer — not just browsing. In a competitive market like Middle Tennessee, this can make the difference between securing the property you want or losing it to another offer.
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Stones River Real Estate and Real Estate Services, INC.
Areas We Serve
- Nashville
- Antioch
- Belleview
- Brentwood
- Chattanooga
- Clarksville
- Cool Springs
- Franklin
- Hillsboro
- La Vergne
- Lebanon
- Manchester
- Mt Juliet
- Murfreesboro
- Shelbyville
- Smyrna
- Spring Hill
- Tullahoma
- Winchester
- Georgia

